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Reliable automated round-the-clock service that instantly issues online loans on favorable terms for the client.

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With the help of Zaymer, you can get money on your card within half an hour (read reviews about MFC Zaymer on the website This is a scam™). The service is fully automated. All actions are performed by a super-high-speed robot, it is he who decides whether to provide you with a loan or not.

In Russia, this is the first service that works on this principle. Can Zymer be trusted or is this another fraudulent ploy?

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Why Zymer?

The Zaymer automated platform is a promising project, which turned 6 years old in 2019. This service has a good reputation and even custom angry reviews did not affect the popularity of Zaymer. By the way, it is the property of the eponymous LLC MFC “Zaymer”.

To the website
Information about the organization appeared in the register in the fall of 2013. During this period, tens of thousands of people managed to use the services of the company. The company that owns the service has opened an office in Novosibirsk. There are consultants who can be contacted by phone. Since the IFC is registered in Russia, it works in accordance with local laws. The organization offers transparent terms of cooperation, it is honest with customers. All this has a positive effect on reputation.

Customers love Zaymer for his quick work. The service has proven that instant loans are real and even problems with credit history are not a hindrance. You spend about 5 minutes filling out the questionnaire. Within 4-15 minutes, the application is processed and if everything is in order, the money comes to the card within a minute. All actions are automated, the information is analyzed by a robotic service. The influence of the human factor is excluded.

The service works around the clock, so if you urgently need money, use Zaymer. Forget about reports to MFIs, about queues at the bank – all this takes too much time. Send an application to Zaymer directly from home and receive funds on a bank card, the main thing is to repay the debt on time. Such urgent cash assistance will be useful to those who have spent too much, and the salary is not soon. Zaymer’s requirements are simple: the age of majority and a Russian passport.

The creators of the service took care of the comfort of customers, even the design of the official website was thought out to the smallest detail. The design is dominated by a calm green color, and all important points (the button for registering and receiving money) are highlighted in orange so that a person does not lose sight of them. The information is structured, the main sections are highlighted. To visit them, just load the start page. At the bottom there is a list of information blocks for quick access to the desired material, and a calculator with a quick calculation of percentages is also displayed on the main screen.

There is also a “Get Money” button. Click it to go to the next step and enter your personal data. 4 minutes and the questionnaire is completed. As soon as you receive the money on the card, you will have from a week to a month for a refund. The amounts are small, which means that it is not difficult to return them. It is convenient, pleasant and profitable to cooperate with Zaymer, even if you are studying at a university or have already retired. Interestingly, even the unemployed can apply. Not everyone in Russia works officially. And if there is income (no matter what), then the person will be able to return the money. It is from this position that Zaymer considers potential borrowers.

Term loans of money from zaymer.ru

The highlight of Zaymer is that it is a full-fledged automated robot. It gives small loans to those who need money. The information is processed by the system. People do not do this, which means that the percentage of errors is minimized. No weekends, lunches, holidays and breaks. The robot works around the clock. You can get money even on New Year’s Eve. You just need to register in the service, log in to your account and select the “Get Money” option.

Instant cash assistance (on the terms of return with interest) is available to adult Russian citizens. You can apply for loans if you have one passport. Despite the fact that Zaymer’s office is in Novosibirsk, the robot serves people from all over the country. Term loans are issued in several stages:

• filling out the questionnaire;
• confirmation of the application;
• obtaining an agreement;
• the choice of the method of receiving money;
• response to the application.

Timer’s one-time assistance is limited to amounts from 2,000 to 30,000 rubles. Debts can be repaid within 1-4 weeks. If you don’t have enough time, just renew the contract. The automated system operates 24/7, 365 days a year. If the loan is denied, wait a week and try again. There are chances of approval.

The service works online. A person receives financial assistance directly from home. Remote approval of the application and receipt of the contract significantly saves time. The main thing is that the Internet connection is stable. An advanced automated system surpasses its competitors because it uses a modern approach to solving financial issues.

Conditions for granting money loans

What can adult users of the service count on? For financial assistance in the amount of 2-30 thousand rubles. You can choose any period from 1 week to 1 month. Please note that 1% per annum is charged daily. The main document for obtaining a loan is a Russian passport. A microloan is issued on the basis of an online application. And the funds are transferred according to the details that you specified in the corresponding column.

Use the current number during registration, otherwise you will not receive a confirmation code. If you request a large amount, the system may require additional papers from you. Pensioners confirm the status with a certificate. Students of universities and colleges – a student card. Employees of companies provide a 2-NDFL certificate. Entrepreneurs may be asked for 3-NDFL. It is better to prepare these documents in advance.

How to apply for a loan of money?

The procedure is carried out online on the zaymer.ru website. First, decide on the amount you need. Select the desired value and evaluate the total (including percentages). If you are sure that you will return the amount on time, click “Get money”.

Get
Without a personal account, you can forget about the loan. Create an account, to do this, fill in the empty fields by entering reliable data. To speed up the process, log in via social networks, e-mail or the State Services portal. Now confirm the registration (an SMS message with a code will be sent to the specified phone number). After confirmation, arm yourself with a passport and fill out the form in accordance with the data of the document. That’s all – send a request. If the system approves it, the money will come.

How to return money to MFC “Zaymer”?

To avoid fines and penalties, while maintaining financial stability, comply with the terms of the contract – repay the debt on time. In addition, it is very easy to do. For those who are clients of Sberbank (and there are quite a few of them in Russia), it is enough to use a mobile bank. If you have cash in your hands, and there is no computer or phone nearby, find JCB or Qiwi, MKB or CyberPlat terminals. You can choose the Yandex.Money system. Transfer of funds from e-wallets is available. Zaymer accepts payments from accounts of popular EPS (Qiwi, Yandex.Money, WebMoney). You can use the Contact system, look into “Euroset”, “Svyaznoy” and “Know-How”. Debt repayment from card and bank accounts is available.

Complaints about zaymer.ru

Angry reviews can be found about every company, even Zaymer. To understand how true they are, let’s first consider the positive aspects. 6 years of work is a fact that is difficult to dispute. Zaymer is not a fly-by-night company. Users trust the company, as evidenced by the incredible number of applications (more than 1000 per day). People want to borrow money and are looking for the easiest way to do it. The service is in demand even if there are competitors, including in the banking sector. To remain among the leaders of the project help its advantages:

• well-thought-out functionality of the LC;
• intuitive interface;
• prompt response to the application, transfer of money;
• the possibility of consultations by phone and online.

However, the main feature of Zaymer is the automation of processes. All actions are performed remotely. A person sits at home, at a party or at work, leaves a request and receives money. No time is wasted on the road, there are no queues. The application is approved instantly. Is it possible to be dissatisfied with something when everything is done by a robot, and you just press buttons? Unfortunately, yes. People complain about the service, accuse them of dishonest work, divorce, and high percentages. But is it really? Take a look at the zaymer.ru website and find out first-hand information. You can’t trust reviews, except to listen. Someone else’s opinion is just food for thought.

Regulation and licenses of Zaymer.ru

Contacting scammers is as easy as pie – it is more difficult to find a bona fide company. We recommend checking existing companies before you borrow money from them. There is a lot of information on Zaymer on the Internet, but all of it needs to be checked. Be sure to specify the registration data, check the availability of licenses and entries in the State Register. If everything is in order, you can sign an agreement and borrow a sum of money. Let’s consider the status of Zaymer through the prism of permits.

License & Regulator

Zaymer had the opportunity to financially help citizens after making an entry in the register of MFIs. This is a legal requirement and the company complies with applicable regulations. It has legal grounds to issue loans to citizens and this is confirmed by documents. You can also find Zaymer yourself in the registry.

And if you don’t have time to search, open the “Help” – “Documents” tab on the zaymer.ru website. There is all the legal information about the status of the IFC. In addition to the documents of the Central Bank, you will find a lot of useful material, including on the terms of the loan. By the way, Zaymer has a stationary office, it is located in Novosibirsk. You can contact the specialists who work there.

• Read Federal Law No. 151-FZ of July 2, 2010 “On Microfinance Activities and Microfinance Organizations” as amended on the websites: consultant.ru, garant.ru;
• State Register of Microfinance Organizations (download from website cbr.ru, LLC MFC “Zaymer” – line 406);
• Documents from the site zaymer.ru: “General terms of the consumer microloan agreement” (view), “Rules for the provision of microloans” (view), “Information for the borrower” (see), “Beware of fraudsters” (see), “Agreement on the use of TSA” (view).

Support service of MFO “Zaymer”

IFC employees communicate by phone 8 (800) 7070-24-7. A form for receiving feedback has been created on the site. You can also use [email protected] e-mail to contact technical support.

Zaymer User Agreement

The relationship between the Lender and the borrower is subject to the provisions of the bilateral agreement. It defines the essence of the service provided, lists the obligations of the parties, describes the rules of cooperation, and considers each stage of the transaction. Do not rush to create an account until you know about all the nuances. Carefully read each item and document to eliminate negative consequences.

Only with this approach, the loans received will not become a burden for you. After all, if you receive money and violate the agreement, you will have to bear responsibility, including in material terms. And when the financial situation is already precarious, such a development of events is undesirable. Legal documentation will acquaint you with specialized concepts, with the area of responsibility, with the types of loans, with the procedure for applying and signing an agreement. You will find out to whom and why the company does not give out money.

Read the rules carefully. For clarification of incomprehensible points, please contact technical support. They are obliged to give an answer. The most important thing that everyone should know is the right of Zaymer to change the current rules without the consent of the client (we are talking about the main documents, but not about the personal contract).

Is Zaymer a scam?

Stable 6-year work is a weighty proof of the reliability of the company. Fly-by-night projects don’t exist that much. Usually, they are closed after 12 months after the next enrichment on customers. Zaymer doesn’t work that way. He does not commit fraud, does not profit from people. On the contrary, it does everything to make cooperation comfortable and beneficial for everyone.

Every day, the service issues a thousand loans. And these are only those applications that have been approved. How many people trust the company? Divorce is out of the question. The mechanism of the IFC is clear even to those who have never borrowed money. A person decides for himself how much money he lacks, for how long he will pay the amount and how he will receive a loan.

The legal activities of the IFC are evidenced by the permits of the Central Bank. It is this financial institution that acts as a regulator. You can learn more about Zaymer’s licenses and certificates on the IFC website. Here you will find information on how to become a borrower, receive and pay a sum of money. The algorithm is simple and straightforward. There should be no difficulties, especially if you follow the instructions. People speak differently about Zaymer. But only real customers know how profitable such cooperation is. The brand has existed for more than 6 years, during which time borrowers have repeatedly been convinced of the reliability of the project. It cannot be called a divorce, but it can be a decent service.

Conclusion

There is no doubt about the reliability, safety and integrity of Zaymer . It has proven itself and met the expectations of customers. All the work is done by the robot, the processes are automated and take a minimum of time. Analysis of personal data, the provision of a loan is incredibly fast. The company is not interested in why you need money, how you will use it. With the help of Zaymer, you can improve your credit history in order to get money from the bank in the future. If the cooperation with the IFC is successful, as many as 4 bureaus will know about your debt repayment. But it is from them that banks request data about the clientele.

Does Zaymer work legally? Yes, and this is confirmed by documents. People who claim the opposite have not studied the issue thoroughly. The company has permits. And this is the main argument in favor of cooperating with the IFC. You can check the Zaymer in the case yourself: borrow the minimum amount of money and pay off the debt. So you make sure that the company is honest. And if you have something to share with beginners, write tips in the comments.

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