Did you make a mistake, choose a fraudulent broker, and can’t get your deposit back? Does the broker feed breakfast or has he disappeared from communication altogether? Most traders believe that since the scammer does not want to withdraw money, then that’s it, turn off the lights. But in vain, because there is a wonderful chargeback procedure in the world, just created to protect honest users of payment systems from deceivers.
How does a chargeback help you get your money back?
The chargeback procedure is actually quite simple (instructions for chargeback on the eto-ravod.ru) – a payment made with an error is returned to the original card. The system was created to protect holders of plastic cards of international payment systems from fraudsters, deceivers or simply mistakes. The chargeback is used quite often – it will be used to return money to the card if the ATM did not give out cash by mistake, give the amount of the repeated transaction, transfer back the money for the unreceived goods. Simply, as a rule, the chargeback procedure does not concern the client, banks calmly agree among themselves, and restore justice through the payment system.
But any cardholder can initiate the procedure himself if he believes the received product or service is of poor quality. This is how you can get your money back from the broker. If you prove that the service was provided poorly, the intermediary between you and the market does not fulfill its obligations, and you sent him money from Visa or Mastercard, the payment system or his own bank without his consent will withdraw your hard-earned money from his account and return them to their rightful place. It works quite well, the payment system is interested in maintaining your trust and will act in this case on your side. The biggest difficulty arises only with the first point – to prove deception and breach of contract.
Why is it difficult to get money back from a scam broker?
In fact, there are two serious obstacles on the way to return – and only the first is your broker, who does not want to give you money at all. The second is the bank, which absolutely does not need to waste time and effort on your “petty” business.
You will have to start with a broker, because it is much more likely to return money from a fraudulent broker (blacklist of brokers) without prepayment if you first collect all the evidence. The evidence is screenshots of your balance, withdrawal requests, letters from you and you from the broker, all with dates. Moreover, not all screenshots can be considered evidence, they must be made and formatted correctly. Also, in order to convince bank employees, you will need to provide an agreement on the provision of services ratified by you, and indicate there sub-clauses that make it illegal to refuse to withdraw your funds at the set time. Already at the time of collecting evidence, the trader has a full chance not to return the money from the broker, because if the fee is delayed for several months, you may miss the deadline for submitting an application.
And at the time of application, the bank enters the story. He is not one bit interested in giving you a refund. After all, its employees will have to interact with other banks, receive refusals or consents from them, consider your evidence and provide it to the payment system. At the same time, the bank has every right to consider your screenshots unconvincing, to find fault with every comma. Why, some banks set their own illegal internal rules, new deadlines, or hang noodles on the ears of customers about the impossibility of returning money from a broker, without prepayment for at least a couple of glances at your documents from the bank’s lawyers. It also happens that banks honestly fulfill their duties – but this is such a rarity that anyone who wants to return money through a chargeback should consider it as an obstacle race.
Who will help you get your money back from the broker?
There is a reasonable saying “who is his own lawyer, the client is a fool.” It works great in chargeback, and in any field of jurisprudence. The bank’s lawyers, when the client tries to return money from the broker, will make the most of the guest’s legal illiteracy. And only specialists can afford to be completely legally literate and savvy with our number of laws and the extremely unusual practice of their application. All other experienced employees of the bank have every chance to “divorce” and leave without a chargeback. Therefore, to fight with professionals, they choose professionals – or a whole team of them, if you want not only to equalize the chances, but to bet on your own victory. By choosing a decent chargeback office, you will receive:
- An adequately written statement that will not be found fault with. Most private applicants are eliminated at this point – in the bank they cling to every point, font and millimeter of fields until the time for submitting the application is up.
- A well-assembled package of documents. Professionals will review your screenshots and data, analyze the client agreement, find the broker’s weaknesses and mistakes that will be used in your favor.
- An experienced negotiator. Disputes with banks will be resolved not by an inexperienced client, but by a worthy lawyer who is difficult to conduct or deceive.
- The ability to sue the bank, taking advantage of the experience of the office.
- More attention. It is with firms that the bank prefers to treat with dignity, ceases to lose their statements, begins to work according to the rules and according to the law. Because their lawyer will not hesitate to file a complaint or go to court, and most private clients do not.
As a result of cooperation with experienced intermediaries, the chance of returning money from a fraudulent broker without prepayment increases to almost 100%, and your chances of a chargeback on your own are below 30%.
It is clear why the majority of successful traders , in an effort to take away illegally acquired money from a fraudster, choose specialists, and do not plunge themselves into the legal jungle. Believe me, with experienced intermediaries, you have an honest opportunity to return money from a broker without prepayment, with the payment of honestly earned interest only when you yourself have money on hand. You don’t have to pay – just leave a request (leave an application to lawyers for unicornconversion.ru), and together with lawyers you rob a fraudulent broker without nerves and problems.
